Africa Golden Bank – Website Terms and Conditions
Last updated: September 20, 2025
These General Terms and Conditions of Use (GTCU) define the rules applicable to the use of the https://africagoldenbank.com/ website (hereinafter “the Site”) published by Africa Golden Bank (hereinafter “the Bank”). By accessing or using the Site, you unreservedly accept these Terms of Use, as well as the Privacy Policy and the Legal Notice. If you do not agree to these terms, please do not use the Site.
Object
The purpose of the Site is to present the Bank’s banking services (loans, accounts, insurance, etc.), to provide general information and to allow online requests (e.g. contact, credit simulation). It does not constitute a binding contractual offer.
Access to the Site
- Free access : The Site is accessible free of charge to anyone with internet access.
- Minimum age : Use is reserved for adults or emancipated persons. Minors must be accompanied by a legal representative.
- Unavailability : The Bank reserves the right to interrupt access for maintenance, without notice or compensation.
Use of the Site
You agree to use the Site lawfully, fairly and in accordance with:
- Cameroonian and international laws (e.g., prohibition of cybercrime).
- The rights of third parties (no counterfeiting, defamation, spam).
Bans
- Unauthorized access (hacking, phishing).
- Downloading or distributing viruses/malware.
- Commercial use without permission.
- Automated data collection (scraping) without consent.
In the event of a violation, the Bank may suspend or terminate your access without notice and take legal action.
Content and Intellectual Property
The content of the Site (texts, images, logos, promotional slides) is protected by copyright and registered trademarks. Any use without prior written permission is prohibited.
Hypertext links
- Links to the Site : Authorization subject to a simple link, without frame, and without alteration of the content.
- Outbound Links : The Bank is not responsible for any linked third-party sites.
Responsibility
- Contents : The information is provided for information purposes only and is not a substitute for professional advice. The Bank does not guarantee the accuracy, completeness or timeliness of the information.
- Damages : The Bank is not liable for any direct/indirect damages resulting from the use of the Site.
- Force majeure : Unforeseeable events (natural disasters, cyberattacks) exempt the Bank from liability.
Data protection
The use of the Site involves the processing of your personal data, governed by our Privacy Policy.
Changes to the T
The Bank may modify the T at any time. New versions will be published on the Site and applicable immediately.
Governing Law and Disputes
The T are governed by Cameroonian law. Any dispute shall be submitted to a court of competent jurisdiction. Before any legal action, the parties undertake to try to reach an amicable settlement.
Contact
If you have any questions, contact us at secretariat@africagoldenbank.com
