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Slide 1

Civil servant credit

Your big projects have their partner.
Up to 30 million FCFA

Credit CIVIL SERVANT

It is a chequing account specially designed to offer banking services to public servants to help them achieve their projects.

Documents to be provided

  • 2 half 4×4 photo cards.
  • A photocopy of the valid CNI/Receipt/Passport.
  • A photocopy of the NIU (Unique Identifier Number)
  • A location map based on the model available in the branch
  • A recent bill from ENEO or CAMWATER or even a certificate of address
  • A customer request
  • The last 03 payslips
  • The certificate of effective presence
  • A certificate of irrevocable salary transfer (AVI)

Eligibility requirements

  • Be a civil servant or contract worker in the State administration
  • Have a salary and possibly sources of income domiciled at AGB
  • Have cashed in at least 01 years of salary or income from the account

Membership Channel

  • Golden Bank enters into a relationship with its customers through a duly signed membership contract materialized by the account opening form

Credit offers

Interest rate: 11% excl. VAT

Maximum amount: A ceiling of up to 30,000,000 CFA francs

Maximum term: 120 months

Eligibility for other credits: Overdraft, Consumer credit, Car loan, Credit
Real estate, School credit

Product Targets

Civil servants and public servants of the State

Account Features

Account Opening Fee: Free

Initial deposit into account: Free

Minimum account balance: N/A

Pack (G-Alert, G-Mobile, G-Money): Depending on the target segment

Balance Request: Free

Third-Party Deposit: Allowed

Withdrawal by a third party: Not allowed unless a proxy is available

Receiving local and international transfers to the account: Allowed

Transaction in other agencies: Free

Benefits

Security of Funds

Withdrawal by credit card and at the counter
Free access to loyalty programs
Use of the bank’s digital products

Prime Interest Rate

Processing time for campaign credits 48 hours

Ability to transact free of charge 24/7 via all digital channels

Package fees

Applicable according to the customer’s income tier:

UNIVERS

SEGMENTS

CHECKING & SAVINGS ACCOUNT
Segment (0-150,000 FCFA)

FEATURES

G-Alert/ G-Mobile / G-MAC / Golden
Money / GIMAC Card (Kola Access)
*Withdrawal ceiling: 500,000 FCFA/Week

PRICE

500 XAF / month

RELAXE CONFORT

SEGMENTS

SALARIES ENTRUSTED
Segment (150,001 – 750,000 FCFA)

FEATURES

G-Alert/ G-Mobile / G-MAC / Golden Money / GIMAC Card (Kola Comfort) / Card Insurance
*Withdrawal limit: 1,000,000 FCFA/Week

PRICE

1950 XAF / month

ROIS

SEGMENTS

PROFESSIONALS AND VIPS
Segment (750,001 – A plus)

FEATURES

G-Alert/ G-Mobile / G-MAC / Golden Money / GIMAC Card (Kola Prestige) / Card Insurance
*Withdrawal ceiling: 2,000,000 FCFA/Week

PRICE

2450 XAF / month