[et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.27.4″ _module_preset=”default” da_disable_devices=”off|off|off” locked=”off” global_colors_info=”{}” theme_builder_area=”post_content” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_fullwidth_image src=”https:\/\/africagoldenbank.com\/wp-content\/uploads\/2025\/07\/header-Pourquoi-epargner-quand-on-est-jeune-1.png” title_text=”header Why you should save when you're young” _builder_version=”4.27.4″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″][\/et_pb_fullwidth_image][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ background_color=”#f3f3f3″ custom_padding=”0px||0px||false|false” da_disable_devices=”off|off|off” locked=”off” global_colors_info=”{}” theme_builder_area=”post_content” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”2_5,3_5″ use_custom_gutter=”on” gutter_width=”2″ _builder_version=”4.27.4″ _module_preset=”default” width=”95%” max_width=”1920px” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”2_5″ disabled_on=”on|on|off” _builder_version=”4.27.4″ _module_preset=”default” background_enable_color=”off” custom_padding=”20px||||false|true” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_blurb title=”Take the quiz ” image=”https:\/\/africagoldenbank.com\/wp-content\/uploads\/2025\/07\/quiz-250.png” _builder_version=”4.27.4″ _module_preset=”default” header_level=”h3″ header_font=”|700|||||||” header_text_align=”center” header_text_color=”#344573″ background_color=”#ffffff” custom_margin=”-20px||||false|false” custom_padding=”30px||80px||false|false” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}” theme_builder_area=”post_content”][\/et_pb_blurb][et_pb_button button_url=”#dialog_quiz” button_text=”Take the Quiz” button_alignment=”center” _builder_version=”4.27.4″ _module_preset=”default” custom_button=”on” button_text_size=”14px” button_text_color=”#344573″ custom_margin=”-70px||||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][\/et_pb_button][et_pb_image src=”https:\/\/africagoldenbank.com\/wp-content\/uploads\/2025\/07\/carte-article.png” title_text=”Item Card” _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”||40px||false|false” custom_padding=”45px|||||” global_colors_info=”{}” theme_builder_area=”post_content”][\/et_pb_image][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_3_font=”|700|||||||” header_3_text_align=”center” header_3_text_color=”#344573″ header_3_font_size=”20px” global_colors_info=”{}” theme_builder_area=”post_content”]<\/p>\n
[\/et_pb_text][et_pb_nextend_smart_slider_3 slider=”81″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][\/et_pb_nextend_smart_slider_3][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#ffffff” custom_padding=”20px|20px|20px|20px|true|true” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_post_title meta=”off” featured_image=”off” _builder_version=”4.27.4″ _module_preset=”default” title_font=”|800|||||||” title_text_align=”center” title_text_color=”#344573″ title_font_size=”18px” title_line_height=”1.7em” global_colors_info=”{}” theme_builder_area=”post_content”][\/et_pb_post_title][et_pb_text _builder_version=”4.27.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” text_orientation=”justified” locked=”off” global_colors_info=”{}” theme_builder_area=”post_content”]<\/p>\n
In Africa and Cameroon in particular, the <\/span>tontine<\/b> is part of our daily lives. It is a popular, simple savings method and above all based on <\/span>solidarity<\/b>. But today, in the digital age and modern banking, more and more young people are also discovering the benefits of <\/span>Savings account<\/b>. So, do we have to choose between tradition and modernity? <\/span>What if the real solution was to combine the two?<\/b><\/p>\n The tontine is a system where several people (friends, neighbours, colleagues, family members) regularly contribute a given amount, and in turn, each person receives <\/span>the entire kitty<\/b>. It is a simple way to access a large sum without going through a bank loan.<\/span><\/p>\n The advantages of the tontine:<\/b><\/p>\n <\/span><\/li>\n <\/span><\/li>\n <\/span><\/li>\n <\/span><\/li>\n<\/ul>\n But the tontine also has its <\/span>limits<\/b> : no remuneration on the money contributed, a risk of non-payment if some members do not play the game, and <\/span>no bank security<\/b> in the event of loss or conflict.<\/span><\/p>\n The <\/span>savings account<\/b>, it’s the modern solution to grow your money while keeping it safe. With a savings account with <\/span>Africa Golden Bank<\/b>, you benefit from:<\/span><\/p>\n <\/span><\/li>\n <\/span><\/li>\n <\/span><\/li>\n<\/ul>\n A savings account also helps you <\/span>structure your savings<\/b>, <\/span>plan for the long term<\/b> and get used to real financial management.<\/span><\/p>\n <\/p>\n The idea is not to choose between the tontine and the bank. <\/span>You can use both intelligently<\/b> :<\/span><\/p>\n <\/span><\/li>\n <\/span><\/li>\n<\/ul>\n For example, if you earn 20,000 FCFA per week during the holidays, you can pay <\/span>10,000 FCFA into a tontine<\/b> with your friends or cousins, and put <\/span>5,000 FCFA in your savings account<\/b>, while keeping <\/span>5,000 FCFA for your immediate needs<\/b>.<\/span><\/p>\n At <\/span>Africa Golden Bank<\/b>, we know the importance of traditional practices such as the tontine. That’s why we <\/span>Let’s not pit tradition and bank against each other<\/b>, but we <\/span>combine them to offer you hybrid solutions<\/b> that are flexible and adapted to your reality.<\/span><\/p>\n Our advisors can help you:<\/span><\/p>\n <\/span><\/li>\n Between the <\/span>solidarity of the tontine<\/b> and the <\/span>security of the savings account<\/b>, you don’t have to choose. By combining the two, you benefit <\/span>The best of both worlds<\/b> : the strength of your community and the power of modern tools.<\/span><\/p>\n Africa Golden Bank<\/b> is with you every step of the way, whether you’re saving at home or at the bank. The important thing is that you save <\/span>intelligently, regularly, and for a specific purpose<\/b>.<\/span><\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row use_custom_gutter=”on” gutter_width=”2″ disabled_on=”off|off|on” _builder_version=”4.27.4″ _module_preset=”default” width=”95%” max_width=”1920px” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ disabled_on=”off|off|on” _builder_version=”4.27.4″ _module_preset=”default” background_enable_color=”off” custom_padding=”20px||||false|true” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_blurb title=”Take the quiz” image=”https:\/\/africagoldenbank.com\/wp-content\/uploads\/2025\/07\/quiz-250.png” _builder_version=”4.27.4″ _module_preset=”default” header_level=”h3″ header_font=”|700|||||||” header_text_align=”center” header_text_color=”#344573″ background_color=”#ffffff” custom_margin=”-20px||||false|false” custom_padding=”30px||80px||false|false” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}” theme_builder_area=”post_content”][\/et_pb_blurb][et_pb_button button_url=”#dialog_quiz” button_text=”Take the Quiz” button_alignment=”center” _builder_version=”4.27.4″ _module_preset=”default” custom_button=”on” button_text_size=”14px” button_text_color=”#344573″ custom_margin=”-70px||||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][\/et_pb_button][et_pb_image src=”https:\/\/africagoldenbank.com\/wp-content\/uploads\/2025\/07\/carte-article.png” title_text=”Item Card” _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”||40px||false|false” custom_padding=”45px|||||” global_colors_info=”{}” theme_builder_area=”post_content”][\/et_pb_image][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_3_font=”|700|||||||” header_3_text_align=”center” header_3_text_color=”#344573″ header_3_font_size=”20px” global_colors_info=”{}” theme_builder_area=”post_content”]<\/p>\n [\/et_pb_text][et_pb_nextend_smart_slider_3 slider=”81″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][\/et_pb_nextend_smart_slider_3][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Popup – #dialog_quiz” module_id=”dialog_quiz” module_class=”popup” _builder_version=”4.27.4″ _module_preset=”default” custom_padding=”8px|||||” da_is_popup=”on” da_popup_slug=”dialog_quiz” da_disable_devices=”off|off|off” locked=”off” global_colors_info=”{}” theme_builder_area=”post_content” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” _builder_version=”4.27.4″ _module_preset=”default” width=”95%” max_width=”1920px” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”center” header_text_color=”#344573″ header_3_font=”|700|||||||” header_3_text_align=”center” header_3_text_color=”#344573″ custom_padding=”||30px||false|false” global_colors_info=”{}” theme_builder_area=”post_content”]<\/p>\n [\/et_pb_text][et_pb_code _builder_version=”4.27.4″ _module_preset=”default” hover_enabled=”0″ locked=”off” global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″]Tontine: the strengths of a traditional system<\/b><\/h4>\n
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Savings account: your money secure and valued<\/b><\/h4>\n
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What if you did both?<\/b><\/h4>\n
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Africa Golden Bank support<\/b><\/h4>\n
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Find an agency<\/h3>\n
Take this quiz<\/h3>\n